Life Insurance in and around Louisville
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Protect Those You Love Most
People sign up for life insurance for a variety of reasons, but the purpose is always the same: to secure the financial future for the people you're closest to after you're gone.
Get insured for what matters to you
What are you waiting for?

Life Insurance You Can Trust
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you decide on will depend on your current and future needs. Then you can consider the cost of a policy, which depends on your current age and your physical health. Other factors that may be considered include lifestyle and gender. State Farm Agent Zachary Hernan can walk you through all these options and can help you determine how much coverage you need.
It's always a good idea to make sure your loved ones have coverage against the unexpected. Visit Zachary Hernan's office to experience how State Farm can help protect your loved ones.
Have More Questions About Life Insurance?
Call Zachary at (502) 749-5466 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Zachary Hernan
State Farm® Insurance Agent
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.